Office is open (WAST)
Mon - Fri 8am to 5pm
Saturday by Appointment
Like to talk with us
(08) 9841 2811
Welcome to Life Insurance and Super Pty Ltd. We are an Australian owned Financial Services Business. Our Motto is "Financial Services with a Personal Touch"
We provide advice in the following areas:
- Life Insurance,
- Income Protection
- Self Managed Superannuation Funds
- Superannuation
- Investments (including Buying and Selling Shares) or
- Portfolio Administration.
Gary Cutler Dip. Bus, CFP™ SSA™
Life Insurance and Super Pty Ltd
Representative
Gary merged his existing 9 year old financial planning practice into Life Insurance and Super Pty Ltd on 1 April 2010.
Gary has over 12 years experience within the Financial Planning industry out of a total of 27 years in the Financial Services Industry. Prior to joining us he gained considerable Financial Planning experience running his own business and with companies such as the Commonwealth Bank, GIO Australia and AMP.
Prior to being involved in Financial Planning, Gary had a successful career as a Relationship Banking Manager specialising in business and consumer finance.
Life Insurance and Super Pty Ltd is committed to professionalism and excellence in all aspects of client service, and Gary undertakes continuing education, in all aspects of financial planning, in order to ensure that his advice reflects this professionalism.
Gary has an Associate Diploma of Business (Banking & Finance) and a Diploma of Financial Planning. He was appointed a Certified Financial Planner by the Financial Planning Association (FPA) in July 2000. Gary is also a member of the FPA. As a member, he is kept up-to-date on industry-related issues that may impact on clients' financial well-being. Gary is also committed to meeting the highest standards of professional conduct, as outlined in the FPA's Code of Ethics.
Following independent verification and certification by Global Mark of his professional competency, experience, knowledge and practices in Self Managed Super Funds Gary was appointed a SMSF Specialist Adviser of the SMSF Professional Association of Australia in 2005.
Gary is also accredited to provide Salary Packaging advice to employees of organisations that receive salary packaging administration services from Maxxia, Paradigm Total Salary Management, RemServ and SmartSalary.
Gary is able to provide specialist advice on many aspects of financial planning. In particular, he specialises in:
- Superannuation, particularly Self-Managed Funds
- Retirement Income Planning
- Investment Portfolio Construction and Management
- Cash, Fixed Interest, Property and Share Market Investments
- Salary Packaging
Gary's customer service philosophy is simple: he provides a pro-active, prompt and efficient service at all times. Gary strives to build long-term relationships with his clients, which result in total customer satisfaction. He will guide you through the ever-changing rules and regulations to find the best solution to meet your changing needs.
He simply follows Life Insurance and Super Pty Ltd's motto – "Financial Services with a Personal Touch".
At home Gary is married with 2 boys who are both active in sport all year round so when Gary is not ferrying them around or cheering them on from the sideline he tries to get in spot of fishing in his secret spots along the South Coast.
Life Insurance and Super Pty Ltd
Managing Director and Representative
In 2008 with the current turmoil in the financial markets, financial strain on families and businesses, Mark Dowling setup and created Life Insurance and Super .
His initial main aim is to "overcoming the significant lack of under insurance currently in Australia" using his 10 plus years of experience, and his knowledge of the life insurance and financial planning industry and his excellent customer service skills to assist the local community.
Marks career progression first began in specialising in Life Insurance and Superannuation; which progressed over time into Funds Management / Stock Broking.
Having worked with National and Multi National Firms, Mark transferred to Albany in 2005 with Patersons Securities. Since moving to Albany Mark has had the opportunity of working with some major financial planning firms, which has given him a great foundation and knowledge base for his clients and of his market environment.
Mark has an Advanced Diploma in Financial Planning and a Diploma in Finance, Cert IV in Accounting, is a Registered BAS and ASIC Agent and has completed additional specific education on Self Managed Superannuation Funds. Following independent verification and certification by Global Mark of his professional competency, experience, knowledge and practices in Self Managed Super Funds Mark was appointed a SMSF Specialist Adviser of the SMSF Professional Association of Australia in 2012. Mark is also a Member of the Australian Institute of Company Directors.
Mark is currently studying a Diploma in Accounting and is a student member of the National Institute of Accountants. Mark is passionate about insuring the lives of Australians and their children, with particular focus on Farmers, Business Owners and Employees.
Mark is able to provide specialist advice on many aspects of financial planning. In particular, he specialises in:
- Life Insurances
- Income Protection
- Superannuation (including Self-Managed Superannuation Fund),
- Investments (including Buying and Selling Shares, Cash and Term Deposits) or
- Portfolio Administration (or Construction).
Mark's customer service philosophy is simple: he aims to provide a prompt and efficient, pro-active, compliant service at all times. Mark endeavours to build long-term relationships with his clients, which result in total customer satisfaction.
Mark simply follows Life Insurance and Super Pty Ltd's motto - "Financial Services with a Personal Touch".
Mark is a committed family man with two children, whom he loves dearly. He enjoys regular training for triathlons (Running, Swimming and Cycling) as well as surfing, fishing and being outdoors on the beautiful south coast.
Founder / Director
Portfolio Administration / Marketing Manager
Jessica Dowling
Life Insurance and Super Pty Ltd
Jessica assists in all aspect of administration, personal assistance and marketing for Life Insurance and Super Pty Ltd.
Jessica draws upon numerous years of customer service in the hospitality industry; working for prominent Business in the Albany and Denmark regions. Jessica's experience in working for the Albany Chamber of Commerce and Industry (ACCI) has also provided her a significant awareness and understanding of all aspect of individuals and businesses for which she can draw upon.
Portfolio Administration
Bronwyn Alley Cert IV Accounting
Life Insurance and Super Pty Ltd
Bronwyn joined Life Insurance and Super Pty Ltd in October 2011, looking for a new challenge. She is currently working towards completing her Advance Diploma of Accounting.
She was born and went to school in Sydney and moved to Albany more than 25 years ago, and very much enjoys cycling, swimming and gardening.
General Advice: The information contained in this website has been prepared without taking into account your objectives, financial situation or particular needs and is General Advice only. Life Insurance and Super Pty Ltd, Australian Financial Services Licensee 405456 or any related companies will not be held responsible for the merits of this advice to your circumstances.
